- Leeds: 0113 320 0720
- York: 01904 500502
- Durham: 0191 580 0566
- Stockton-on-Tees: 01740 771960
There are a number of reasons for remortgaging, which include:Reducing your monthly mortgage payments
Most of our customers consider changing their lender at the end of the fixed/discounted term to take advantage of a better mortgage deal. Some lenders even offer to contribute to the costs and you may save more over time with a lower interest rate. It′s important to check what early repayment charges your current lender may make before moving your mortgage. When you take out a mortgage with us, we will be in touch 3-4 months before your current mortgage expires to arrange a review to advise you on your mortgage options.
Extending or improving your home can be a very cost effective option instead of moving home, with all the expense and upheaval that it can create. If you need to raise funds for an extension or other project, we can advise you on the best possible solution from either a secured loan, remortgage or further advance from your existing lender. We′ll also advise you on the costs involved in doing this and how we can save you money.
You may want to reduce your monthly outgoings by consolidating your debts into a single affordable monthly payment. If so, we can review your finances and make suitable recommendations in the form of a secured loan or further advance on your existing mortgage. When consolidating debt, a reduction in monthly payments is likely to mean an increase in the debt and overall term.
One of our expert mortgage advisers will help you through the process step-by-step, working out how much you can borrow, how much it will cost, and what type of mortgage may be most suitable for you. They will even take care of all the paperwork for you, so you don/t need to worry about a thing.
You may have to pay an early repayment charge to your existing lender if you remortgage.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.
We do our best to make sure there is a qualified advisor always available to speak with you and provide a free telephone consultation! Call Leeds: 0113 320 0720 - York: 01904 500502 - Durham: 0191 580 0566 - Stockton-on-Tees: 01740 771960 now .
Suite 1, Devonshire House, Devonshire Avenue, Leeds, LS8 1AY.
Tel: 0800 270 7074
Fax: 0844 686 9555
The York Eco Business Centre,
Amy Johnson Way,
Tel: 01904 500502
Tel: 0191 580 0566
75a Devonshire Ave,
Tel: 0113 320 0720
3a Front Street,
Tel: 01740 771960