Leeds:
York:
York:
Call us on: 0113 320 0720 | 01904 500502
Leeds:York:
York:
Call us on: 0113 320 0720 | 01904 500502
York:
Call us on: 0113 320 0720 | 01904 500502
York:
Call us on: 0113 320 0720 | 01904 500502
Available 24/7
Established in 2009
FCA Regulated
No Obligation
Our aim is to guide you through the transaction from start to finish so that you understand exactly what the purchase entails and how much it will cost. We can recommend the services of local solicitors to assist in this process. This is the largest financial transaction you are ever likely to make so it must be done with clarity.
The last few years have been somewhat bittersweet for those looking to obtain a mortgage, be that a first-time buyer, a home mover, or someone wishing to re-mortgage their existing home.
We have experienced a lengthy period of historically low interest rates which has helped fuel unprecedented growth in property prices, so first-time buyers have enjoyed very cheap mortgages but had to pay a pretty penny for the house!
More recently, however, the whole landscape has changed beyond recognition. During the autumn of 2022 fixed rate mortgages began to increase due to background economic circumstances, and the Bank of England Base Rate also began a sustained series of hikes, mainly to try and temper rapidly rising inflation.
On the flip side, we have seen house price rises begin to slow and more recently fall back to some extent, which does offer some hope to those looking to get onto the ladder for the first time.
First-time buyers can be appealing to prospective sellers: they are chain-free, and as such are very often able to complete the purchase as soon as the seller is able to.
Although mortgage rates are currently high, relative to where they were, there is a wide availability of 95% deals around, which allows just a 5% deposit to go in. Some lenders will also consider some or even all this deposit coming in the form of a gift from a family member (generally lenders do like to see that a portion of the deposit has been saved by the applicant/s) and there are even lenders that consider some assistance with the deposit coming from a landlord in the form of a discount to the purchase price. Speak to us for further information!
This made it very difficult for many people to afford to buy a home, particularly for first time buyers
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There are a number of reasons for remortgaging, which include : Reducing your monthly mortgage payments
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At Will Assist Mortgages Ltd CCJs, defaults or arrears need not be a problem
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Will Assist Mortgages Ltd has access to a large panel of leading law firms selected for their quality of service
Read MoreWe do our best to make sure there is a qualified advisor always available to speak with you and provide a free telephone consultation!
Leeds: 0113 320 0720York: 01904 500502Will Assist Mortgages Ltd is authorised and regulated by the Financial Conduct Authority.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Suite 1, Devonshire House, Devonshire Ave, Roundhay, Leeds LS8 1AY
0113 320 0720
The York Eco Business Centre, Amy Johnson Way, York YO30 4AG
01904 500502
Very happy with the service we received from Malcolm and Julie at Will Assist Mortgages. They provided great, easy to understand advice, and were quick to respond. They processed the application and liaised with the lender for us taking a lot of the stress out of the mortgage application process, a big relief as first time buyers! Would recommend them!
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Have used Malcolm and Julie for the last few years and can’t fault the service I received - Malcolm was even busy beavering away on my new mortgage whilst I was enjoying a holiday in Thailand! Extremely efficient and make the whole process (which can be quite daunting!) very easy to navigate. I have no hesitation in recommending their service.
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Brilliant to deal with and really looked after us buying our first house, couldn't ask for better service. We didn't know where to start when applying for mortgages by Malcolm took all the stress out of it and found the right deal to suit our finances. Really impressed with how quickly he was able to get a mortgage in place as well! Would happily recommend Will Assist to any friend looking to buy a house. Thanks!!
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Fantastic service - so helpful and informative. With the help of Malcolm and Julie we were able to get an agreement in principle very quick, and are just about to move into our first home. Highly recommend.
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We needed a mortgage to be arranged in a hurry and Malcolm very quickly made the necessary arrangements for us. We can not thank him enough for the professional and efficient service he provided and would not hesitate to recommend him to anyone else.
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Used Will Assist Mortgages twice now, Malcolm and Julie make the process smooth and stress free which is great when you're short of time and don't know what you're doing! Great communication, answered any questions we had promptly and gave great sound advice. Would highly recommend
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Malcom and Julie of Will Assist Mortgages have been fantastic throughout our remortgage journey. From Malcolm's initial consultation, sourcing the mortgage that best suited our needs and then his and Julie's A1 communication service from start to finish. We would highly recommend their services and won't hesitate to contact them again.
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Our mortgage broker Malcolm was excellent!! Made the process so easy to understand and it ran smoothly from start to finish. Malcolm was always on hand to offer advice and information. Would highly recommend the company and would definitely use them again.
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I found the company on the internet. Communication was excellent, keeping me fully updated with the proceedings. Malcolm was friendly and he made it plain and easy to understand my mortgage options. I would use Malcolm again and recommend his services..
Read moreThanks to Julie and Malcolm for all their efforts securing our mortgage ! We eventually found the right house after two years of looking - wonderful communication kept the estate agent happy , couldn’t be happier to recommend them.
Read moreVery Good! They keep you informed the whole time and make it easy for working professionals to get all the relevant documentation together without having to go into an office. Would use them again and recommend them to anyone.
Read moreSecond time we have used Malcolm and Julie at Will Assist. Can't thank them enough for their professional yet caring and understanding way they helped us firstly two years ago when we were in an awkward situation and again when re-mortgaging to get another great deal. Always feel as if in safe hands with Malcolm. Would highly recommend their services.
Read moreExcellent service, nothing was too much trouble, constant communication and very professional but with a friendly touch would highly recommend.
Read moreImpeccable service, second time I used Malcom and Julie to remortgage my property, this time it took less than 2 weeks to get an offer. My credit rating is not the best but they managed to get it with one of the high street bank on s very very good rate. Please dont even think twice, just get in touch and they will sort you out. Brilliant service.
Read moreA big thank you to both Malcolm & Julie. A less stressful process of using a mortgage advisor than trying to find a mortgage yourself.
Read moreBoth Julie & Malcolm have looked after the process for us from the beginning. They have both been clear and concise with everything they have told us and have always answered any of our questions.
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Mortgage
